Get More Information About Credit Information from this 10 New Credit PLR Article Bundle!

There are many different factors that go into your credit score, also known as FICO score. Your FICO score is calculated based on your credit report by a formula created by the Fair Isaac Corporation. However, FICO does not actually disclose its exact formula.

Though nobody knows exactly how important each factor is in calculating the credit score, one known factor that plays a large role is your utilization rate.

Your utilization rate is basically 'how much of your available credit are you using?' The theory is that if someone has credit lines of $10,000 and they're using $9,500 of that credit, they're a much bigger credit risk than someone who's only using $1,000. Therefore, their credit score would be lower.

However, there are a few things about the way FICO calculates your utilization rate that are a bit strange. One small loophole in particular can result in you being able to quickly boost your credit score without actually having to reduce your credit balances.

Below is the list of information that you are about get:

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• Learn recognize bad creditloan
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